The funny thing is - I could actually have been higher in each of the categories had I played it a little different (smarter). But, much of the jumping up in points come later in the game.
However, even when I fought Joesphine the second time, I was surrounded by a slew of monsters who hacked and magicked me continuously, but my health maybe budged a sliver down.
I don't want to spoil things for you and others, so I don't want to reveal strategies on here. However, I would answer questions off-line at
bluesilverfalls@yahoo.comGood luck in your quest,
Dave