I really don't want use a stat cheat mod,
Why not? What's the difference if it's build in or not?
Game stability?
Requirement of additional download?
Unmatching versions after patch?
Risk of accidentally alterning things you didnt wamt?
Game instability is a possibility but not necessarily a probability. It depends on the game and on the mod. I had an extremely stable Skyrim LE with over 200 mods installed and there are people who have even more.
An additional download and install that takes 5 minutes for hours of game play?
Not all games screw mods with patch updates. It depends on the game and the type of mod and also what exactly is getting patched (if it gets patched).
Accidentally changing something in a video game is unlikely to be life threatening. Worst-case scenario is you have start the game again and given that you would only be in CC if you are messing with stats, does it matter?