I've noticed that no matter what I've done at the moment of save a game, my female character always appears selected when I reload:
-Male leader + Male selected when save = Female selected at load
-Male follower + Male selected when save = Female selected at load
-Female selected in any order when save = Female selected at load
If it aids: at my character creation screen have appeared Female (I) and Male (II), and I've changed their genders to Male (I) Female (II) (only is a personal taste, I know that the order don't matter but that is what I've done in this gameplay).
I asking this because my character with lucky find is the female and (fortunately) she appears selected at load any game, so I can quickly grab ornate chests with her skill and reload till some useful appears (meta-power-gaming, hehe). But if it would be inverse, it would be a headache every reload clicking my desired character to grab.
This gameplay I was lucky but for future gameplays how could we know what character will be selected at every load?