Larian Studios Forums Divine Divinity (English) Help/Tips/Tricks Sir Patrick's Loans

Has anyone actually borrowed money from Sir Patrick?

Is there experience to be gained by borrowing and repaying, or perhaps from not repaying? Do interesting thugs arrive to break your legs?

Does not repaying result in any broken quests?

Just curious.

Raze suggests borrowing money when you're ready to the Divine Ritual - Patrick can't bother you then.
No XP for borrowing/repaying was my xp <img src="/ubbthreads/images/graemlins/winkwink.gif" alt="" />

Not sure about broken quest: You need him later on for an armour... I'd experiment this after you've got that armour - just to be on the safe side.
Kiya

I borrowed for fun, but repaid in time.