I'm playing a run where I don't really steal, and while I do still have a great deal of gold, I have purchased a few legendaries which caught my eye (not a lot, but sometimes they do have better stuff than what I can get), and bought a lot of spellbooks, and that does help put significant dents in my coinpurse.
I've had as much as 90,000 at some points, but I'm back down to about 30,000 after picking up level 18 spellbooks for everyone.
So in fairness, it's not completely hopeless. If there were more and better things to get in stores, then that probably would cut back on the surplus gold a lot.
Last edited by Stabbey; 28/12/14 12:04 AM. Reason: surplus gold