"Lucky Charm increases your likelihood of finding extra treasure whenever loot is stashed."
I was originally under the impression that the higher your Lucky Charm level, the better your chances of finding things when you loot anything and everything, as well as the quality of the items that are found.
But with further checking, it looks like it doesn't help with initial chance to find anything, ONLY that if you DO find something, you have a chance there'll be MORE and better found.
...So can someone break it down once and for all for me please?