I have just worked out how to have 800 Physical Armour at level 13, made encounters with level 13 enemies who had the same amount(+) so much easier and fairer
Then again, I guess as opponents don't get multiple bonus' from their non selectable 'virtual equipment' this could make the game unbalanced.
Or, more logical and open a way to balanced the myriad of systems just not working currently.
I mean, what would I do without my +1 necromancy helmet for which I have never found a use?
