I also reccomend Mephisto's cloak collection (They really look cool, theres even a few magic cloaks), the Indybank mod (There are five banks throughout the land, you can put money in one and withdraw it at any other. Your money also earns interest) and the Vivec expansion (Makes Vivec a lot more intersting)
I've had script problems with the bank whenever I load up. Also, if you use Private Tower Balmora, the Balmora branch of the bank sits right on the stairs up to the tower, or I'd be using the merge of Walled City Balmora and Indy Bank.
