How goes it, I am new to the game myself and I am not worried about a thing.
I'm using the latest patch and I am just going to ride the game out. It's fantastic so far and I really like the freedom. I find myself saving alot and that puts my mind at ease. In the beginning I was kinda concerned about breaking quests or doing the wrong thing but I have become relaxed. I am at the point of totally enjoying the game and not worried about any mistakes.
It's hard to explain but you will know when you belong somewhere and when you don't. It's more than seeing yourself taking alot of damage appose to feeling out of place. But that's what adventuring is all about and sometimes you will still push forward. So go ahead and take the chance, what do you really have to lose besides using a previous save.
This game is fun, so I am taking the chance with bugs or no bugs. So far there are no problems.