<img src="/ubbthreads/images/graemlins/eek.gif" alt="" /> You should have been asked if you wanted to keep the save games.

When you re-formatted the hard drive, did you also re-partition it? I have seen a computer come from the manufacturer with the wrong drive image used, so the cluster size was not what it should have been, which prevented scandisk from working.
Search Microsoft's knowledge base; there are a few things that can prevent scandisk/defrag from working properly.