Well I tend to not use my skill points till I find a skill I really love so I just dumped them in wisdom, get the extra exp as I go along, and when I want them Ill spend some of the 150,000 gold I have to trash the wisdom skill and use the points on something else. Id rather get 1 extra exp. point then have my points just sitting there being wasted. And so far I havent purchased a single weapon or armor, the merchants just suck, so I have the cash to trash the skill.
