So to clarify:
My warrior has 89 skill points in luck but DK only has 10. I thought I read somewhere that if I use my warrior to open chests, barrels, etc, his luck skills will apply so I'll find lots of good items. In other words, DK could have 0 skill points but it won't matter because he's not the one finding/picking up items. Do I have this right, or do I need to up DK's skill points as well?