One of Microsoft's suggestions: right-click your desktop and click "Properties" (to open the "Display" Properties panel, you can also get there through Start-Settings-Control Panel-Display). Go to "Settings" and then click the button "Advanced". Then, choose "Troubleshooting" and lower the "Hardware Acceleration" slider.
Other solutions I have found are re-installing DirectX (after completely uninstalling video drivers), re-installing your video drivers, or even uninstalling Win98/Me and going for 2K/XP <img src="/ubbthreads/images/graemlins/biggrin.gif" alt="" />
It's not a "Beyond Divinity"-only error apparently, as I've read about this problem on several boards, just Googling for "ddhelp error"...
