OK, I have all the quests solved but the following:

1) Free Penumbra.
I have saved her and she told me to to see her in Corina's house. Problem is I couldn't find her there. Earlier I met Corina (Is this the right spelling?) in her house but I refused to protect her from the creature she summoned so she got killed. Is this why I can't find Penumbra? I saw a locked hatch but I couldn't open it either.

2) Disappearing Gems
I read somewhere that you should follow the gems you'll run into some thugs. I did find the gems but didn't follow them. I swear I've killed every single enemy but nothing led to the quest. Should I talk to the old man or something?

3) Forgot the name of the quest. But a man in the Merchant Square asked me to find his missing friend. He believed he was last seen near the grave yard. Could't find him there.

I have gathered all the councils. If I don't solve these quests can I still do the blessing ritual?

Thanks in advance. <img src="/ubbthreads/images/graemlins/smile.gif" alt="" />