Kyra: Sorc 12/Monk 4/Pally 4 will get +13 BAB and 5 attacks per round (unarmed)if you wish. This is definately a late developer. He'll survive well early on though but won't quite unleash torrents of death untill the late 20's (level-wise)
If you don't care too much about 5 attacks the good old Sorc 18/Monk 1/ Pal 1 will give you 4 unarmed attacks per round.
NOTE: I have NO idea if taking Monk at lvl 40 allows you to follow the unarmed attacks progression.
BUT Unless you're making a character FOR lvl 40 (maxed out tumble) why wait? If you play through all you chars to see how they perform against a wide variety of enemies (like me) then take a monk level to bring tumble up to a multiple of 5. (tumble at 5,10,15 etc gives +1 to AC for every 5 points)
But I'm sure you know this anyway Kyra. <img src="/ubbthreads/images/graemlins/biggrin.gif" alt="" />
