qwerty is the classic english keyboard layout... azerty if i remember correctly is french..
when you learn to touch type fairly fast... you learn to use the numbers on top.... only when you use numbers a LOT during your typing do you switch between the keyboard top row and the num-pad.
I absolutely LOVE dvorak though... typing speed is 4* faster on it... <img src="/ubbthreads/images/graemlins/winkwink.gif" alt="" /> The only problem is working on other computers... i either have to take a dvorak keyboard with (thank heavens i have a "roll up" keyboard for that.) or you have to install additional keyboard layouts on the computer.... grrrrrrrrrrrrr