Actually, the house in Verdistis is the only place you can loose items, if you take it over too early. When the quest is completed which allows you to rent or buy Malcom's house, the door is locked, the house is reset and items inside can be lost (I don't recall if it effects everything in the house, or just the cupboards).
If, for some strange reason, you rent a room at the inn in Verdistis and leave anything in the chest, if your time runs out you will need to re-rent the room to get back in and retrieve your stuff.
I bought the house in Verdistis for the experience, but never used it (it is a little small and not that close to teleporter pad).
