Excellent feature, I reckon this will greatly impact the reputation system. Altho I do have concern in how far this can ruin the gameplay. This enforces think before you act, nothing wrong there. But what about those who seek a gaming experience with great story and cinematic value like DD was but better. Who has no intentions to care to much about consequences. Only find himself unable to trade in most parts of the world. These are mistakes that are hard to correct if I'm correct.
I love the suggestion, I only fear the casual action-rpg won't like it. Let's face it the more ppl like the game, hardcore and casual RPG players. The better for larian, expansions, patches.