Pressing T should open the stats window (as should the middle button on the bottom left side of the menu bar interface along the bottom of the screen, between the buttons for the skill window and main menu). This is where you need to go to distribute your stat points (when you have unused stat points, the menu button will be a red arrow, and upon opening the stat window there will be buttons beside each stat to add or remove the new stat points.
What language version are you playing, and do you have the latest
patch installed?
Some re-release versions of the game may already be updated to the latest 1.0034A version, as shown in the bottom right corner of the main menu, so would not need to be patched. The DVD version is already updated, and the patch (designed for the CD version) should not be installed.
There is a bug in the Russian version of Divine Divinity that I thought I recalled caused a crash when the skill window was opened, though it might be the stat window (or both). In this case a text file needed to be edited, and all the instances of a certain symbol replaced with commas, or something like that. If you have the Russian version, a web search should come up with the exact fix.
If you don't have the manual you can download it as a
pdf file.
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