Oh, I do bring all my gold, I'm just saying that with all the loot in the wastelands and in the final dungeon area, even buying all the charms that I want/need, I end up adding to my gold reserves rather than dip into them. But yeah, it weighs nothing, so might as well take it. Trying to make a bunch of extra gold before you go to the Wastelands probably isn't necessary though. I'd feel pretty comfortable going with the three piles I have now.