Before hitting the gong I had 6 gold charms, and 29 stacks of 50k gold. At the end of the game I had little gold and 66 gold charms.
I went with (I totally forgot how many) stacks of gold and about 5 gold charms, ended up
with 16 stacks of gold and about 70 gold charms. Of course I only used stat modifying charms with the exception of one of each resistance charm in my equipment.