thanks stabbey and raze. You guys are a great help.
I thought so too that direct bonus to vitality and magic is better than consti or intelligence increase.

Well, i can understand that we should only put gold charms (which is the strongest) into final gear.
At the moment, i have some quite decent magical stuffs with lots of charm quality and there are several bronze and silver charms sitting ducks in my inventory. I thought of putting it to further enhance my character. Seriously though, i don't have much problem killing most monsters.

Btw, is resistances very easy to come by? My resistance now is a little too low but thankfully not too many elemental monsters.

Is it wise to slot in golden charm which gives strength bonus?
I'm generally afraid to screw up my game by slotting into unnecessary charms into final gears laugh