Look,
Allocate your skill points again. You gain so much money afterwards from all the quests and weapons and armors you find, that 5k really isn't a waste. Then, buy yourself the best bow you can find. Equip your skill points to the Explosive arrow skill, Mine is 13 now, lolz. Any enemy u hit u kill in an instant. Those imps in the Oribas Fjords really are pesky, but if you summon your creature, they will attack him, so u have all the time u need to finish them of with yoru arrows. If they should aproach too close, use firewall, and switch to a good 2Hander. Whirlwind them off

. This tactic always wins, u normally can't die.
Jan