Does reflect copy the percentage of damage(according to skill level) and inflict it on enemies, or does it also prevent it. Even if it takes place after armor doesn't that mean your invincible. At level 11 it reflects 100% back. It doesn't matter what the damage it gives back is, it still prevents you from taking any damage right? So if you increase it to at least level 11, then it takes all the challenge out of the game.
