First Attmept: Opened the editor, gave myself 10 extra skill points, zeroed out the two sword skill points, and put two points in the hammer skill. Loaded the game, saw zero sword skill points (like I hoped), but didn't see the two hammer points I loaded in the editor. Put two of the 10 extra skill points in my hammer skill, put 6 more in other skills (leaving 2 to spare), saved the game, opened the editor, and saw that I now have 4 hammer skill points.
Second Attmept: Reloaded 10 extra points, zeroed out hammer, saved the file and closed the editor. Opened editor again, brought hammer back to two, loaded the game, and the points showed up this time.
Weird. Any idea why the two points didn't show up when I loaded the game the first time?