Nick;
You can post the dragon picture, if you wish.

Your build looks ok (Bleed would have been much better than Reflect). Level 33 should have been good enough, though another level or two would make things easier. The game has been completed a few times at level 30/31, and one person reported completing the game at level 26, though with a very indirect combat strategy (summon creature/demon, run away, spam Magic Missile / Firewall).
At the skill trainer you can pay to unlearn all your skills, so you can reinvest the points differently.

At least one other person had problems at the start of the Hall of Echoes, and decided to start over and build a better character. The advice below may help you out with your warrior character, if you want to give it another shot.

Another..Hall of Echoes question

And people have had trouble with later sections

I need help with a battle (Spoilers) Ygerna's memory

help im stuck in hall of echoes