There is a 4 enchant mace too. Don't worry about XP, as someone mentioned there are a few respawning areas you can bounce between (2 are near teleport shrines too, so you can get tons of XP to earn back). I did that my first playthrough and ended up at about 46-47. This time I re-trained to 15 mindread, because 75% of the mindreading cost can be made by just running around the town mindreading everyone before you complete any quests or kill anything. Once I have finished that round of mindreading, I'm going to re-train again to invest those points into usable skills.
As someone mentioned, its easy to get skill points. I think I ended up in the high 60's or 70's of skill points in the end.
Its easy to spend gold by the ton in the beginning, way more than you have to start with in FoV, but once you start actually killing stuff, that will change fast. Just about every merchant has 100K in gold you can get back through farming once you buy their special weapons and sell them back junk. I made it a point to save up junk to bankrupt all the merchants you see for a limited time (like the black market guy you can kill for a wanted board quest etc)
