I was just kidding when I said "Level zero"

I understand what you mean. It's indeed more "realistic" the Divine start with more strength, dexerity, etc .. as in DD ... and at least with 1 or 2 skills like in DD I find very nice

!
Although ... ?
For my it's okay if the Divine has loose his strengths, etc ... because it's just a game, a FANTASY world with magic, with wonderful things that CAN happen in the TIME between Divinity II and Divnity III) !
But that's MY personal look at RPG's : I love very much all the magic and fantasy such a game implies