Just continuing the OT a little further, I'd like to say how impressed I am that flames were involved! Mine was unspectacular: it was working, I wandered off to do some household chores (I think I see the problem right there!) and when I came back half an hour later it was as dead as dead can be. But a definite lack of anything looking singed, fortunately. I think I'd be upset if that happened to my server: maybe some actual backups might be an idea rather than just having multiple copies...
As for saves, I normally just leave them in their default location and run a script to back up any new ones to a network drive typically once a day, depending on how paranoid I'm feeling...
