luimanLG
Hello Captain! This was known since ED times.
Anyway, here is much more cooler trick for you: before you meed with sexy Island Lady, go back to the Broken Valley and mindread EVERYONE (finish all quests, etc). Then return back to the Lady and mindread her. You will get new level no mater what debt is (it will be nullified).
That's an old trick too, and worth doing with wisdom maxed out on top of that. This is due to the fact that since she awards XP to the amount needed including debt even a 10% boost is nothing to sniff at. Just remember to go do all your debt increasing before you warp to sentinel island folks
