Thanks for the welcome!
I will read this all in the morning, bit late now but browsing it, it sure is helpful.
I have respecced my girl and will see how I get on, looks better at least. I am also hording gems to sell, i have one worth 2K.
I respecced to what on paper should be a superior build after one of those 'easy' Beholders, slaughtered me in a second lol.
Really enjoy this game, but the learning curve is steep, I am used to EQII and so forth (Grey is easy, run from Red etc) in this it seems anything can kick my butt hehe.
I will pump vitality for a while too, keep those 1 shot kills to a minimum.
I also must learn about equipment, I am wearing nothing close to my level.