Flames of Vengeance did lean a bit on the side of making your character overpowered. There are Warrior, Mage, and Ranger sets which have a set bonus of +20, and you can get another +10 from the ultimate unique weapons, AND the complete sets give out lots of +5 skill bonuses, so you can save even more skill points.
The amount of skill points you get is enough to run out of your primary skills, and your secondary skills, so you put them in tertiary skills which might be useful.
There are enough early-game skill books available - at least 3 before you even become a dragon initiate, the only quibble is that if you screw up you have no access to a low-cost trainer.
