I started Fov and maxed out MR because it was just too painful to cause that much debt. I was thinking of Wisd but there are places where enemies respawn so its no shortage of XP.

I didn't get that far and had to restart due to a careless save...

UNKNOWN: Friends help you move...True friends, help you move bodies...
E.A.P.: Blood was it's Avatar and it's seal.
E.A.P.: Stupidity is a talent for misconceptions.