Hey Trippy, yeah it's all installed on the HD and it can still take forever to load, it's a real shame as it really can be exasperating as a lot of the quests require you to pop in and out of buildings!....All of this pales in comparison to the freezing though, i lost over three hours of gameplay and exploration to another freeze last night, it's getting to the point where i just can't be bothered (i'm not saving my game literally every ten mins) frown