Yeah I quite like playing with a bow now too actually, though I think that's partly because it's quicker, at the moment I'm in the Verdistis Sewers and having a ranged weapon is easier than having to chase down each Lizard Fanatic and Lizard Assassin. Though I always like having a sword in these kind of games. Apart from Freeze Level 1 and Restoration I don't use any Mage spells, I do plenty damage with my Tailored Long Bow and True Shot as it is -- actually Raze in
[this thread you said "True Sight - broken (even without it, archery is very effective)", do you mean True Shot rather than True Sight?
The reason I was asking about the formula is because I seem to get hit a lot less frequently than one in five. When I first saw this thread I decided I'd see how quickly I could get to an Agility of 163 with a Survivor ignoring everything else and see if it was playable, so far it's fine, though the Wastelands may be a different kettle of fish.
I might write sort kind of a guide actually when I'm done -- though I've a long way to go yet, I've covered all of the first map except Stormfist Castle and done some of Verdistis but haven't even entered the Dark Forest. I'm not sure if completely ignoring the Dark Forest until now is wise, maybe I should have split it up a bit more, I always play it like this (though I've only played it through completely once before).
I also had to put one point into intelligence after that certain quest, I reloaded numerous times to see if it was random but each time I lost one point from Strength, Agility and Intelligence, not sure if it's predetermined when you begin the game or that's always the case.