O yeah, Summon Ghost and some other skills of the Priest (Charm!) make a BIG difference depending on "to survive" a battle !!

Summon Ghost is one of my favorite skills

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And if you love to become a more rich (wo)man, put (max 5) points into Master Herbalist (required level 15) and you can make so many potions !
And since Summon Ghost is a real "potion-saver" (even on the hardest nightmare difficulty!) .....