I agree that not having some fixed character foisted on me is crucial- as is being able to play a female commander - like I did in dragon commander and all the earlier larian games.

If your character isnt voiced, as they often arnt it wont take too much work id think.. and even if they are- look at the many games with both genders available..

Saints row 2 had a lot of dialouge, and THREE! full voices for each gender! (asian, caucasian, african)?

I think a female who can command, fight etc is far more interesting than a guy who can.