Another RPG I really like, Torchlight the female character in that game is the vanquisher and many of her armors don't seem like they offer much protection (solely based on appearance mind you, they still provide the same armor value as they would her male conterparts) or leave areas eunprotected.
Now that I think of it, Ellen from Kingdom Under Fire also had armor that left her legs and lower torso unprotected.
I liked the laundry day comment. that was good for a laugh
I think it would have been funny if bringing this up would have been an option in dialogues with them.