Also finding the best "Enchantments" and place them on your favorite equipment makes your hero more powerful !
I never found many of +5 Divine Charms, but honestly I also never reloaded for better stuff in chests, by quest rewards or whatever.
Offtopic, but I wish to share a personal comment I with you about "reloading for better stuff" :
I take the loot like it comes, that's for me part of a "roleplay element" ... because in some way, reloading is like "cheating" ...
And what's more :
When I never reload and then find a very nice piece in a chest, by quest reward or at a merchant
I am sooooo happy, happy like a child on Saint Nicholas day opening a box with LEGO bricks
!!
And I know for myself that "reloading" will let the fun/pleasure melt away as snow in the sun ...
