Okay. I'll have to recall that claim of receiving a free point in Survival Instinct. It's a feature of the Magical Shield I got from the armour merchant in Rivertown. Strangely, I didn't have to pay for the shield, or any of the other pieces of armour sitting in the corner. I picked them up, interested in purchasing it, and my character just stowed it in his backpack. The merchant didn't even raise an eyebrow when I sold some of the stuff back to him.
So I can kind of claim getting it for free. Not only that, I can remove the skill point at any time, allowing me to learn the skill at an earlier level.