I feel foolish for asking, but how is the ship fire quest intended to be solved?
I tried grabbing a bucket to help (figuring maybe I could get water from the harbor somehow) but then the townspeople attacked me for stealing.
Second time around I tried casting the one ice spell from a wizard character, but it wound up hitting a townsperson and... everyone attacked me. (Also, it didn't seem to help put out the ship fire anyway.)
I tried doing nothing and naturally the ship burned down, and the one guy was mad at me for not helping.

I feel like I must be missing something obvious here. (The only other thing I can think of is the rain spell that I've heard of, but I don't have it by default, and if you can find it before entering the town, I don't seem to have found it.) If anyone can clue me in I'd appreciate it.