Well the problem that I faced the most with speed, was that I could spec out the melee weapons skill (reducing all of the other ones) up to 10, with speed of 10, with all of the 'perks' or 'talents' or whatever they are called allowing for my level 1 character to have up to 13 AP and ~89%+TH against most of the enemies, as well as the fact that I could bash up to 4 times per round (3 AP per attack).

Even more-so on ranged characters, if you do half-half way of the ranger (5), and ranged weapons (5) skills, your level 1 ranger can take out almost anything, even in the 'tougher' battles with environmental bombs and stuff. I'm not saying that people shouldn't be able to be a sniper, But being Legolas at level 1... ehhh.