Booted game to check; I think I understand your confusion.
Both start with skills on lvl 2. That means 3 skillpoints are given there, but since it's just 1 upgrade the 'points in lore' will display 1 or 2 lower than for the player, if he/she just put points into lvl 1. Did that cause the confusion?
And yes, they start out talentless, but they can acquire them by levelups.
Whoops, yeah, my math was off by 1. I'll go and update my post, but the problem is still the same, so there was no confusion in that respect:
When it comes to abilities, you start with 5 ability points in character creation that you can reassign while designing your character. By the time you're level 3, you've assigned
7 ability points in total. For some reason, at level 3 Madora only has
5 ability points assigned, and Jahan has even less (
4 ability points assigned). Stabby mentioned Jahan needing 1 ability point placed in Air Elementalist - there is certainly room for that since he's already short on ability points compared to Madora, and both of them are short on ability points compared to the main characters (5 vs 4 vs 7).
