I agree, but i think it is wrong to belittle and patronize LightningJockey (and Hiver). I mean, i don't remember a recent RPG that was actually challenging enough to require more than a quick reload to master a specific challenge. So if you never experienced the frustration of being stuck and the elation of finally -finally!- mastering a particulary difficult challenge, where are you supposed to learn the patience to pass those stretches of frustration?
Also, LightngJockey serves in the military (thank you!), so he might play RPGs in a purely recreational and/or escapist way, and maybe doesn't want to deal with too many hard challenges and frustrations (enough of that in real life already).
So, my tips for a more enjoyable experience: many problems can be solved by getting your two companions first (one located at the tavern, the other on the top floor of the mayors house). Both join without quests and will make the combat a lot easier. Its also useful to check the level of enemies - if you are more than one level below them, you should try other areas first (or be prepared for a though fight). Also, don't forget you can use potions - they don't heal over time like the heal spell (water spell lvl 1, helps a lot!), but bring back your health instantly. If combat is still hard: get the lvl1 earth spell "Summon Wolf" for every character - this effectively doubles your party size and makes most fights with enemies of +1 level or less extremely easy (makes the game a little too easy imo).
