D'ya think to-hit is partly based off level? That might explain it somewhat...
OK, just did some more testing, and according to the tooltips, Offense Rating (to-hit chance) is affected only by the character's STR/DEX/INT (depending on the equipped weapon - melee/ranged/magic staff), with an additional 3% added for each point in the "Lucky Charm" talent. Player level doesn't affect it. Later -
