I have pointed it out twice now the difference between the two.. and you choose to ignore it.
Ellary, do you seriously not realize we already talked about this at the top of this page? The quote below was even addressed to you. How am I the one "ignoring it"?
Now, if you're really interested in locking people out of your game until you've created characters, you can just..
1) set your multiplayer option to "offline".
2) set your multiplayer option to "invite only", and then change it later to "friends" or "public", or invite them when you're ready.
There are already two ways to do what you're talking about, and you're arguing for a third one. It's redundant, and potentially confusing (apparently to new and old players alike).