But it's convenient. When I go out to eat I pay with a debit card ... because it's a lot more convenient than carrying around a bunch of cash all the time. Sure there's a risk but I guess each person has to weigh that out for themselves.
Who needs cash? Three letters buddy: GOG. Put in a card number, processes the transaction in seconds and stores no personal or payment information, actually I don't think they ever asked for my real name outside of payment events and as I said that info is not saved. You literally start downloading within seconds without any hassles and without Steam's demented policies.