This is not a game that is going to hold your hand and guide you through every step of the way, making sure you always win, this just isn't that genre.
I'm not hating on you, but you need to keep that in mind, if an area is significantly higher level than you, it's not an area you need to do right now, there will always be an area suited to your level. When in doubt, follow your quests, at least one of them will guide you to the correct area.