It's gonna be really tough for you, i mean really.
I play something similar, not with exactly the same rules you have posted, but some of them.
- on hard;
- 2 lone wolves;
- 1 is str/perc;
- 1 is int/dex;
- don't spend all points into combat skills but into "social" too.
Fights are really challenging and you need to really think about every little detail, use the terrain even to hide and lure the enemy, carefully choose every skill you use.
One hard CC on one of you chars and you are a toast. Usually the numbers of the enemy overwhelm you.
But it's fun.
I wouldn't go to extremes like not taking some skills you mentioned, that would make it more of a frustration run than fun and challenging. I think with this setup even using all you have at your disposal won't make it a lot easier.