This is a great game, Oliman. I'm not sure what might be wrong with your machine, but I haven't seen a save game issue all through the Beta, of which I participated. No other major bugs have appeared in my play through of the release, either.
I'm sure there are many here who can help if you supply some hardware specs. Maybe play around with the graphics settings to see is something there is conflicting with your video card. I don't know. But your issues sound rare, and this is such a good game I think you owe it to yourself to give it a shot. It's the best RPG I've played since Fallout 3.